AI-powered solution uncovers hidden project risks, builder vulnerabilities, and compliance issues before funding
June 16, 2026 – SAN LUIS OBISPO, Calif. – Land Gorilla, the leading construction loan management software provider, today launched X-RAY, an AI-powered due diligence solution that protects construction lenders by delivering data-backed assessments of project feasibility, budget accuracy, contractual risk, and builder reliability. X-RAY blends AI technology with human expert reviews to give lenders a deeper level of analysis and actionable intelligence and reduce the time and cost involved in reviewing construction loans prior to closing.
Unlike traditional due diligence tools that primarily surface data, X-RAY provides lenders with clear, specific steps to mitigate project, budget and contractor concerns before closing. By fast-tracking review turnaround times, X-RAY helps lenders close loans faster, avoid missed rate locks, and improve the experience for borrowers and builders, all while drastically reducing operational costs.
“Hidden issues in construction lending often jeopardize a project before the first shovel hits the ground,” said Sean Faries, CEO of Land Gorilla. “X-RAY delivers greater visibility into project and builder risk and empowers lenders to make faster, more informed construction lending decisions. By combining advanced AI analysis with expert human verification, we are providing the ultimate safeguard for construction portfolios.”
X-RAY helps lenders identify and address risks across several areas of the construction loan review process, including:
- Budget and contract reviews that automatically cross-reference proposed costs against Land Gorilla’s national construction data averages to pinpoint budget front-loading and identify hidden “cost-plus” clauses that conflict with standard draw schedules.
- Advanced builder vetting that goes beyond traditional background checks to analyze licensing, insurance, legal status, and real-time digital reputations that may point to performance red flags or non-arm’s-length transactions.
- A built-in compliance engine to navigate complex, state-specific mechanics lien frameworks and protect the lender’s first lien position.
- The ability to resubmit updated budgets and contracts without restarting the review process, helping teams avoid delays when project details change.
X-RAY is currently available for residential 1-4 unit new construction and renovation loans, including mid-project contractor replacement analysis for abandonment or termination scenarios. In the coming months, the solution will expand into commercial and multifamily project analysis, providing comprehensive coverage across all asset classes.
About Land Gorilla
Land Gorilla is the leading technology provider of construction loan management software, giving financial institutions confidence to make safe, fast, and profitable construction loans. Land Gorilla’s technology reduces the frustrating back and forth between loan stakeholders, while giving lenders complete control over draw management and reporting tasks. The company’s proven platform enables faster disbursements and seamless exchange of information between stakeholders all in one place. For more information, please visit www.landgorilla.com.